How Does a HELOC Affect Your Credit Score?
A home equity line of credit, or HELOC, lets a homeowner tap into their home equity to borrow money for major expenses such as home improvements or medical bills, or…
A home equity line of credit, or HELOC, lets a homeowner tap into their home equity to borrow money for major expenses such as home improvements or medical bills, or…
Buying a home is a considerable investment, so you want to make sure you’re getting the best value possible by negotiating. However, you may be wondering exactly how to negotiate…
Single-Family Home Duplex Minimum Credit Score 620 for conventional loans; 500 for FHA loans. The VA does not require a minimum credit score, but most lenders do. 620 for conventional…
Retail banking provides financial services for individuals and families. The three most important functions are credit, deposit, and money management. First, retail banks offer consumers credit to purchase homes, cars,…
In 2012, business leaders waited for the outcome of one uncertainty after another. As a result, it seemed the economic spark never got enough oxygen to really burst into flame,…
The fiscal year (FY) 2020 federal budget outlines US government revenue and spending from October 1, 2019, through September 30, 2020. Revenue was $3.42 trillion less than the $6.55 trillion…
First-time homebuyers have a lot of new territory to navigate. Perhaps one of the most important changes to make after buying a house is to refocus your finances. After all,…
That’s the new record high price of a gallon of diesel—a fuel that powers the economy and influences the cost of most goods that travel to store shelves by trucks,…
The federal budget process is a plan used to create the US federal budget. The 1974 Budget Control Act established the process. The House originates spending bills, and the Senate…
A good credit score is important if you ever want to rent an apartment, buy a house or car, get auto insurance, or even purchase a cell phone. At 16,…